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[This is part 5 of a 9-part series. For a full overview of topics, see the Life Insurance Basics page.] Insurance is the business of risk protection. And, insurance companies need to determine if the risk they insure is reasonable and one that they are willing to accept. Insurers do…

The new direction of the NFA is relatively good news for us, though it’s not without some problems — more on those later today. For the most part, though, I’m tickled to death to see it. But I get that not everyone will see it…

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Veterans who reach a 100% disability rating sometimes assume that number is the finish line. It isn’t necessarily. A 100% rating can still be scheduled for a future reexamination, and a future reexamination can result in a reduced rating if the Department of Veterans Affairs finds material improvement. Permanent and…

A handful of years ago, it seemed like a single week didn’t go by without someone in the gun industry being debanked. It started under the Obama administration, with Operation Chokepoint, but then got really bad under Biden, particularly with help from New York Gov. Andrew Cuomo and his pressure…

A U.S. Air Force veteran-turned-police officer has died after a gunman shot him in the line of duty, according to multiple reports. Shane Seiber, 40, a Philadelphia police officer who previously served in the Air Force, died at a hospital after he was shot while responding to a report on…

We’re going to be seeing a lot of arguments in defense of “assault weapon” bans in Cook County, Illinois and the state of Connecticut in the coming days. The reply briefs in Viramontes from those jurisdictions is due before the Supreme Court on October 21, and amicus briefs in support…

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Department of Homeland Security (DHS) Secretary Markwayne Mullin said that the prospect of livestreaming the execution of convicted Ford Hood murderer Nidal Hassan is part of “restoring American values.” Hasan, who was previously a psychiatrist for the Army, was convicted in 2013 of 45 counts of premeditated and attempted murder…

Numbers can be fascinating. I suck at math, for the most part, but I am always fascinated with statistics regarding different things. Numbers don’t tell the entire tale, but they can tell you an awful lot. It’s also interesting which numbers get used sometimes, such…

WARSAW, Poland (AP) — NATO’s top military commander said the alliance is “ready to fight tonight” if it is attacked, as European officials warn Russia could test NATO’s defenses with increased covert attacks or a limited military incursion. European nations have in recent months faced an escalation of covert Russian…

David Milstein, the stepson of conservative Fox News commentator Mark Levin and a senior adviser to U.S. ambassador Mike Huckabee, allegedly blocked embassy reporting about Americans killed by Israeli settlers and security forces. The deaths at issue occurred in the West Bank, not Gaza. Sen. Chris Van Hollen (D-Md.) subsequently…

There are still a number of important questions about the mass shooting in Erie, Pennsylvania over the weekend, where a 45-year-old man described as the patriarch of his family murdered eight of them, including two children and an unborn child, as well as a friend of one of the…

A U.S. Air Force member jailed since August for publicly calling for President Donald Trump’s impeachment is being held in solitary confinement 24 hours a day, according to his attorney. Watson was arrested July 1 on the steps of the U.S. Capitol, where he demonstrated in uniform with a sign…

This past weekend, a lot of comments were made regarding how the ATF is basically operating as if the injunction on NFA enforcement applies to everyone and not just those who were part of organizations who won the lawsuit and, more specifically, how it didn’t do a hell of…

SEOUL, South Korea (AP) — North Korea on Monday fired multiple ballistic missiles toward its eastern waters, South Korea’s military said, adding to a recent streak of weapons demonstrations that has heightened tensions during a prolonged freeze in diplomacy. Jang Do-young, spokesperson of South Korea’s Joint Chiefs of Staff, said…

When members of the military deploy overseas or receive orders for a permanent change of station or PCS move, expenses can add up. Often, service members find themselves in dire straits and in need of financial assistance. PMI U.S. or Philip Morris International’s U.S. businesses have been helping to fill…

Summers keep setting new heat records, massive data centers are using ungodly amounts of electricity, and most of the U.S. power grid runs on equipment that hasn’t been upgraded in decades. Put those together and it’s easy to picture a future where rolling blackouts are a regular part of life…

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Watch full video on YouTube

Watch full video on YouTube

Watch full video on YouTube