Tricare Retired Reserve is a premium-based insurance that offers discounted and free medical care, but with some limitations and deductibles.
The Tricare Retired Reserve program offers health insurance to retired reservists, National Guard members and their families. Tricare Retired Reserve is a premium-based insurance that offers discounted and free medical care, but with some limitations and deductibles.
Tricare Retired Reserve is considered minimum essential coverage under the Affordable Care Act.
Premiums
By law, there is no government subsidy for Tricare Retired Reserve, so you must pay the full premium for this plan. The 2027 monthly premiums are:
- Member only: $707.59
- Member plus family: $1,697.70
You can pay the initial premium with a check, money order or debit/credit card. From then on, all payments must be made by bank transfer (EFT) or recurring payment from a debit/credit card. Payments are made to the regional contractor.
Deductible
There is also a deductible amount for this program. The deductible is what you must pay out of pocket before the insurance begins paying anything. The 2027 annual deductible is $205 per individual or $411 per family for network service; and $411 per individual or $823 per family, non-network.
Cost Share and Co-pay
Under the Tricare Retired Reserve program, you will pay a cost share (co-pay) for certain procedures. This means you’ll have to pay for a portion of the treatment out of pocket. This table shows some of the 2027 cost share percentages:
|
Type of Care |
Network |
Non-Network |
|---|---|---|
|
Outpatient Visit |
$34 Primary care $54 Specialist |
25% of the allowable charge |
|
Ambulance |
$79 |
25% of the allowable charge |
|
Emergency Room |
$109 |
25% of the allowable charge |
|
Hospitalization |
$240 per stay |
25% of the allowable charge |
Catastrophic Cap
Your catastrophic cap is the maximum amount you pay each calendar year. For Tricare Retired Reserve, that amount is $4,802 per family in 2027.
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47 Comments
I like the balance sheet here—less leverage than peers.
Good point. Watching costs and grades closely.
Interesting update on 2027 Eligibility, Costs and Catatrophic Cap. Curious how the grades will trend next quarter.
Uranium names keep pushing higher—supply still tight into 2026.
Good point. Watching costs and grades closely.
Silver leverage is strong here; beta cuts both ways though.
Good point. Watching costs and grades closely.
Good point. Watching costs and grades closely.
Silver leverage is strong here; beta cuts both ways though.
Nice to see insider buying—usually a good signal in this space.
Good point. Watching costs and grades closely.
Production mix shifting toward USA might help margins if metals stay firm.
Good point. Watching costs and grades closely.
Good point. Watching costs and grades closely.
Silver leverage is strong here; beta cuts both ways though.
Good point. Watching costs and grades closely.
Silver leverage is strong here; beta cuts both ways though.
Good point. Watching costs and grades closely.
The cost guidance is better than expected. If they deliver, the stock could rerate.
If AISC keeps dropping, this becomes investable for me.
Uranium names keep pushing higher—supply still tight into 2026.
Good point. Watching costs and grades closely.
Nice to see insider buying—usually a good signal in this space.
Good point. Watching costs and grades closely.
Interesting update on 2027 Eligibility, Costs and Catatrophic Cap. Curious how the grades will trend next quarter.
Nice to see insider buying—usually a good signal in this space.
Good point. Watching costs and grades closely.
Good point. Watching costs and grades closely.
I like the balance sheet here—less leverage than peers.
Good point. Watching costs and grades closely.
Exploration results look promising, but permitting will be the key risk.
Good point. Watching costs and grades closely.
Production mix shifting toward USA might help margins if metals stay firm.
Good point. Watching costs and grades closely.
Good point. Watching costs and grades closely.
I like the balance sheet here—less leverage than peers.
Good point. Watching costs and grades closely.
Good point. Watching costs and grades closely.
If AISC keeps dropping, this becomes investable for me.
Good point. Watching costs and grades closely.
Good point. Watching costs and grades closely.
I like the balance sheet here—less leverage than peers.
Good point. Watching costs and grades closely.
Good point. Watching costs and grades closely.
Exploration results look promising, but permitting will be the key risk.
Good point. Watching costs and grades closely.
Good point. Watching costs and grades closely.