Tricare Prime is a health insurance program offered to active-duty members, retirees, activated Guard and reserve members, and families. If you’re on active duty, you have to enroll in Tricare Prime. All others can choose to enroll in Tricare Select. Tricare Prime offers fewer out-of-pocket costs than Tricare Select but less freedom to choose providers.
There are four Tricare Prime plans:
- Tricare Prime
- Tricare Prime Remote
- Tricare Prime Overseas
- Tricare Prime Remote Overseas
Each plan is generally the same, differing only in the geographical area that it covers.
Tricare Groups
The two groups of Tricare beneficiaries include:
- Group A: The service member entered active duty before 2018.
- Group B: The service member entered active duty in 2018 or later.
Tricare Prime for Families of Active-Duty Members
Family members of active-duty personnel will pay:
- Minimal out-of-pocket costs
- No enrollment fees
- No network copayments
- No point-of-service fees unless using the point-of-service option
Tricare Prime for Families of Retirees
Retirees using Tricare Prime will pay an annual enrollment fee in 2027 of $396 for a single member and $793 for a family for those in Group A; and $480 for a single member and $960 for a family for those in Group B.
Catastrophic Cap
The catastrophic cap is the maximum amount you will pay out of pocket annually for all health care. The catastrophic cap resets each year.
Active-duty beneficiaries in Group A have a catastrophic cap of $1,000 in 2027, and Group B’s is $1,372. Retired beneficiaries have a catastrophic cap of $3,000 for Group A or $4,802 for Group B.
Copay Amounts
In addition to an enrollment fee, you also may pay a copayment for various services received at network providers. These fees are:
|
Service |
Active-Duty Cost |
Group A Retiree Cost |
|---|---|---|
|
Annual Deductible |
$0 |
$0 |
|
Primary Care |
$0 |
$27 |
|
Specialist |
$0 |
$41 |
|
Urgent Care |
$0 |
$41 |
|
Emergency Room |
$0 |
$82 |
|
Hospital |
$0 |
$205 |
For more details, visit the Tricare website.
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26 Comments
I like the balance sheet here—less leverage than peers.
Silver leverage is strong here; beta cuts both ways though.
Good point. Watching costs and grades closely.
Nice to see insider buying—usually a good signal in this space.
Uranium names keep pushing higher—supply still tight into 2026.
Silver leverage is strong here; beta cuts both ways though.
Good point. Watching costs and grades closely.
Good point. Watching costs and grades closely.
I like the balance sheet here—less leverage than peers.
Good point. Watching costs and grades closely.
Good point. Watching costs and grades closely.
Exploration results look promising, but permitting will be the key risk.
Good point. Watching costs and grades closely.
Production mix shifting toward USA might help margins if metals stay firm.
Production mix shifting toward USA might help margins if metals stay firm.
I like the balance sheet here—less leverage than peers.
Good point. Watching costs and grades closely.
Good point. Watching costs and grades closely.
I like the balance sheet here—less leverage than peers.
If AISC keeps dropping, this becomes investable for me.
Good point. Watching costs and grades closely.
Exploration results look promising, but permitting will be the key risk.
Good point. Watching costs and grades closely.
Interesting update on 2027 Enrollment Fees, Copays and Catastrophic Cap. Curious how the grades will trend next quarter.
Good point. Watching costs and grades closely.
Good point. Watching costs and grades closely.