Every year from mid-November to mid-December, federal health insurance plans offer open enrollment, also known as open season. The open season gives beneficiaries enrolled in certain insurance plans a chance to make changes to their annual contracted coverage.
FEDVIP open season is Nov. 9-Dec. 14, 2026, for coverage that starts Jan. 1, 2027.
During open season, military retirees and family members, active-duty family members, and reserve households enrolled in Tricare Reserve Select may purchase or make changes to their dental and vision insurance through the Federal Employees Dental and Vision Insurance Program (FEDVIP).
Military retirees may buy vision and dental coverage through FEDVIP; and active-duty families, and beneficiaries enrolled in Tricare Reserve Select, may buy vision coverage.
Tricare also offers an open season about the same time, when those covered by the military insurance plan are eligible to change their coverage.
Read More: What You Need to Know About Tricare Open Enrollment
Outside the open season, you can make health insurance changes — similarly to both FEDVIP and Tricare coverage — only if you experience a qualifying life event, such as moving to a new area or changing your number of dependents.
FEDVIP open season is typically from the Monday of the second full week in November through the Monday of the second full week in December, part of the wider federal benefits open enrollment.
FEDVIP in 2027
In 2027, depending on their location, military families and retirees who enroll in FEDVIP may choose from:
- 11 dental plan providers and 21 plan options
- Five vision plan providers and 10 plan options
Most carriers offer both standard- and high-coverage plans, giving beneficiaries numerous options. Most plans have different reimbursement levels as well as coverage options available for single, married with one dependent, or family coverage levels.
The Office of Personnel Management (OPM), which administers the federal insurance programs, “has been able to reduce the average rate of premium increases for federal employees and annuitants” for the second year in a row, said OPM’s Associate Director for Healthcare and Insurance Matthew Kiley in an announcement. The statement didn’t provide any percentages. Last year FEDVIP’s monthly dental and vision premiums increased an average of 3.3% (dental) and 0.5% (vision) for 2026, depending on the plan, according to an analysis by the Military Officers Association of America.
2027 FEDVIP Dental Carriers
The following dental insurance carriers are taking part in FEDVIP in 2027:
- Aetna Dental
- Blue Cross Blue Shield FEP Dental
- Delta Dental
- Dominion National
- EmblemHealth Dental
- GEHA Connection Dental Federal
- Humana
- MetLife Federal Dental Plan
- Triple-S Salud
- United Concordia Dental
- UnitedHealthcare Dental
2027 FEDVIP Vision Carriers
The following vision insurance carriers are taking part in FEDVIP in 2027:
- Aetna Vision Preferred
- Blue Cross Blue Shield FEP Vision
- MetLife Federal Vision Plan
- UnitedHealthcare Vision Plan
- VSP Vision Care
Plan Details
The OPM has posted the 2027 FEDVIP plan details and updated the BENEFEDS plan comparison tool, where you can compare available plans.
To learn more about how VSP® Vision Care can help you prioritize your overall health and access quality eye care, visit choosevsp.com.
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44 Comments
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Good point. Watching costs and grades closely.
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Good point. Watching costs and grades closely.
Interesting update on FEDVIP Open Season for Military and Retiree Health Insurance. Curious how the grades will trend next quarter.
Good point. Watching costs and grades closely.
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Interesting update on FEDVIP Open Season for Military and Retiree Health Insurance. Curious how the grades will trend next quarter.
Good point. Watching costs and grades closely.
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Good point. Watching costs and grades closely.
Silver leverage is strong here; beta cuts both ways though.
Good point. Watching costs and grades closely.
The cost guidance is better than expected. If they deliver, the stock could rerate.
If AISC keeps dropping, this becomes investable for me.
Good point. Watching costs and grades closely.
I like the balance sheet here—less leverage than peers.
Good point. Watching costs and grades closely.
Good point. Watching costs and grades closely.
Production mix shifting toward USA might help margins if metals stay firm.
Production mix shifting toward USA might help margins if metals stay firm.
I like the balance sheet here—less leverage than peers.
Good point. Watching costs and grades closely.
Good point. Watching costs and grades closely.
If AISC keeps dropping, this becomes investable for me.
I like the balance sheet here—less leverage than peers.
Good point. Watching costs and grades closely.
Good point. Watching costs and grades closely.
Exploration results look promising, but permitting will be the key risk.
If AISC keeps dropping, this becomes investable for me.
Interesting update on FEDVIP Open Season for Military and Retiree Health Insurance. Curious how the grades will trend next quarter.
Good point. Watching costs and grades closely.
Exploration results look promising, but permitting will be the key risk.
Good point. Watching costs and grades closely.
Good point. Watching costs and grades closely.
Exploration results look promising, but permitting will be the key risk.
Good point. Watching costs and grades closely.
I like the balance sheet here—less leverage than peers.
Good point. Watching costs and grades closely.